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asset coverage
Guaranteed Asset
Protection (GAP)
If your vehicle is declared a total loss due to accident or theft, a standard auto insurance policy may not cover the full amount you owe on your loan or lease. GAP covers the difference, protecting you from unexpected out-of-pocket costs.
Your GAP plan helps protect your finances if your vehicle is totaled.
Pays the Difference
Covers the gap between your vehicle’s primary insurance settlement (actual cash value at the time of loss) and your outstanding loan or lease balance.
Financial Peace of Mind
Avoids unexpected out-of-pocket costs following a total loss event.
Includes Insurance Deductible
Insurance deductibles may be included in the benefit calculation.
Convenient Claims
Fast and easy online claims process.
Protects Against Negative Equity
Helps you avoid owing money on a totaled, stolen, or unrecoverable vehicle.
Available for New and Used Vehicles
Coverage for a wide range of automobiles, light trucks, and vans.
